Accident Insurance

Hi Guys, some members have recently been involved in accidents which has both an emotional and financial cost. TI insurance is for third party claims and does not insure you for personal injury or loss or damage to equipment. My recent fall cost me over €800 between the loss of clothing, bike damage, hospital and pharmacy expenses. I was lucky to have VHI or it would have been much more. I would ask everyone to consider whether they should have a personal accident insurance policy. If you were out of work an accident would cost you dear. Food for thought for us all. Dave